Costs & Insurance
Insurance Companies
Most insurance companies do cover at least some of the costs associated with ocular and facial prosthetics. The amount that they cover is what varies the most. We’re contracted with several major insurance companies and are always working to partner with more so that we can get you the best coverage possible.
To better understand your benefits and coverage, please call our office at 503-675-1320 and ask to speak with Lexi, our Practice Manager. She’ll be able to review the details of your specific plan and help you understand what out-of-pocket expenses you may owe.
Don’t see your insurance company in the list below? Not to worry! We can still bill your insurance company, and we may already be working on setting up a partnership with them.
No insurance? No problem.
We offer the option to pay for services out of pocket, without billing insurance. Please call our office at 503-675-1320 for our current rates.
Your insurance or financial situation should never be a reason you are denied medical services. If you're concerned about your ability to pay for services, we accept Care Credit, offer payment plans directly with our office, and offer a Financial Assistance Program.
Financial Assistance Program
Who qualifies for assistance?
We offer a sliding scale discount to all patients living at or below twice the Federal Poverty Level. Program eligibility is based on the Federal Poverty Guidelines, your household income, and the size of your family.
Calculate Your Eligibility
You’ll need to know two numbers: your family size and your total monthly income.
How do I calculate family size?
For these purposes, Maloney’s Ocular Prosthetics defines a family as a group of two or more people living together who are financially interdependent and support one another.
Do not include any family members who do not live with you or family members who are financially independent.
Count up the members of your family. Write that number down.
How do I calculate my monthly income?
Your monthly income is based on your Adjusted Gross Income (AGI). AGI is your annual income (wages, salaries, tips, etc.) minus standard deductions.
If you have a Form 1040 from last year’s tax returns, use the number listed on the bottom of the first page (11b: Taxable Income). If you have no documentation to reference, use the following formula to estimate your monthly income:
(Hourly Wage x Hours Worked Per Week) x 4 = Monthly Income
Do this for each family member who earns a taxable income. If you have any family members earning non-taxable income (i.e. cash), list their income as zero. Also, list the income as zero for children and other family members who do not work.
Add up the monthly incomes for all family members. Write that number down.
What will my discount be?
Use the two numbers you calculated earlier, family size and monthly income, to find your possible discount on the charts on page 3. This table displays the 2025 Federal Poverty Guidelines (FPG) for monthly income.
Remember, only patients reporting a family income at or below 200% of the poverty line will qualify for discounted services.
How do I apply?
There are three simple steps to apply:
Fill out the application form
Provide proof of income for all the people you live with that you are financially responsible for or reliant on.
Submit the paperwork to our front office via email at maloneysocular@gmail.com or in person at our office in Lake Oswego.
What qualifies as proof of income?
Proof of income documentation is required to process your application. For each member of your family reporting a taxable source of income, attach at least one of the following documents to your application:
Two weeks of the most recent pay stubs
Check stubs from Unemployment Insurance
Previous year W-2
Previous year's completed tax return
Government-issued documentation for other non-wage income such as Social Security, Worker’s Comp, Cash Assistance, Child Support, Alimony, Veteran’s Benefits, Retirement, or Pension
The previous three months of bank statements
Letter from employer
If self-employed: prior-year tax return or most recent three months of bank statements.
Note: You can still complete the application without providing proof of income. We allow up to 30 days to return proof of income. However, no discount will be applied to your account until we receive proof of income documentation and verify your eligibility for a discount.
If you are reporting zero family income, please indicate why. For example, a patient may be working seasonally for an employer that only pays cash, may be experiencing houselessness, or may have been recently let go from their job.
Ready to apply to our Financial Assistance Program?
